七麦数据

First Instant Loan App in India

Key features
Loan amount: ₹ 8,000 - ₹ 5 lacs
Loan in just 10 minutes
Tenure: 3 – 24 months
100% digital process
Minimal paperwork
No collateral required
No pre-closure charges

Fibe (formerly EarlySalary) is one of the most trusted lending apps
₹ 8,000+ crores worth loans disbursed
28 lacs loans disbursed
5 lacs+ happy customers

Here’s an example on how loans from EarlySalary work
Loan amount: ₹ 50,000
Processing fee (2% of loan amount * 18% GST) : ₹ 1,180
Total Loan amount: ₹ 51,180
Interest: 24% p.a. (on reducing principal balance interest calculation)
Tenure: 12 months
Your EMI: ₹ 4,840
Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
APR (Annual Percentage Rate) : 28.58%

Eligibility Criteria

Salaried Individuals
Above 21 years
Minimum take-home salary per month ₹15K

Documents Required

Fibe (formerly EarlySalary) aims to be one of the most user-friendly Instant Personal loan apps in India.
PAN
Aadhaar card
Salary Account bank statement

How to apply?
1. Login to the Fibe (formerly EarlySalary) app.
2. Fill in some basic details and upload few documents.
3. Choose the loan amount and tenure.
4. Get the money transferred to your account in 10 minutes.

Interest rates and other charges

Below is the applicable fees and charges for loan products from Fibe (EarlySalary):
Charges
Amount
Interest rate
Starting 2% per month
Processing fee
Up to 3% of the loan amount
Bounce charges
₹ 500
APR (Annual Percentage Rate)
Ranges between 16.75% to maximum 74%
Late payment charges
₹ 500 or 3% of the loan amount whichever is higher as per overdue amount
Stamp duty
0.1% of loan amount
Mandate rejection charges
₹ 250 + GST
Pre-closure charges
₹ 0


A penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws. All the customers are made aware about details regarding fees and charges through the agreement which is shared on their registered email ids, also the customers can access their loan details 24*7 through our App.

About Fibe (Formerly EarlySalary)
Fibe App is owned by Social Worth Technologies Private Limited and facilitates Lending related services primarily through our in-house RBI registered NBFC, EarlySalary Services Private Limited (Formerly known as Ashish Securities Pvt. Ltd.). It is one of India’s leading digital lending apps focused on young, aspirational and tech-savvy Indian consumers. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It hosts an array of financial products like short-term Instant Cash Loans, long-term Personal Loans and Buy Now Pay Later plans. Fibe offers a 100% digital loan application process that takes just minutes to complete.
Our lending partners:
Earlysalary Services Private Limited
Northern Arc Capital Limited
Incred Financial Services
HDB Financial Services
Vivriti Capital Limited
Kisetsu Saison Finance (India) Private Limited
Piramal Capital and Housing Finance Limited
Aditya Birla Finance Limited

First Instant Loan App in India

Key features
Loan amount: ₹ 8,000 - ₹ 5 lacs
Loan in just 10 minutes
Tenure: 3 – 24 months
100% digital process
Minimal paperwork
No collateral required
No pre-closure charges

Fibe (formerly EarlySalary) is one of the most trusted lending apps
₹ 8,000+ crores worth loans disbursed
28 lacs loans disbursed
5 lacs+ happy customers

Here’s an example on how loans from EarlySalary work
Loan amount: ₹ 50,000
Processing fee (2% of loan amount * 18% GST) : ₹ 1,180
Total Loan amount: ₹ 51,180
Interest: 24% p.a. (on reducing principal balance interest calculation)
Tenure: 12 months
Your EMI: ₹ 4,840
Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
APR (Annual Percentage Rate) : 28.58%

Eligibility Criteria

Salaried Individuals
Above 21 years
Minimum take-home salary per month ₹15K

Documents Required

Fibe (formerly EarlySalary) aims to be one of the most user-friendly Instant Personal loan apps in India.
PAN
Aadhaar card
Salary Account bank statement

How to apply?
1. Login to the Fibe (formerly EarlySalary) app.
2. Fill in some basic details and upload few documents.
3. Choose the loan amount and tenure.
4. Get the money transferred to your account in 10 minutes.

Interest rates and other charges

Below is the applicable fees and charges for loan products from Fibe (EarlySalary):
Charges
Amount
Interest rate
Starting 2% per month
Processing fee
Up to 3% of the loan amount
Bounce charges
₹ 500
APR (Annual Percentage Rate)
Ranges between 16.75% to maximum 74%
Late payment charges
₹ 500 or 3% of the loan amount whichever is higher as per overdue amount
Stamp duty
0.1% of loan amount
Mandate rejection charges
₹ 250 + GST
Pre-closure charges
₹ 0


A penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws. All the customers are made aware about details regarding fees and charges through the agreement which is shared on their registered email ids, also the customers can access their loan details 24*7 through our App.

About Fibe (Formerly EarlySalary)
Fibe App is owned by Social Worth Technologies Private Limited and facilitates Lending related services primarily through our in-house RBI registered NBFC, EarlySalary Services Private Limited (Formerly known as Ashish Securities Pvt. Ltd.). It is one of India’s leading digital lending apps focused on young, aspirational and tech-savvy Indian consumers. It is a financial ecosystem that enables the mid-income group to upgrade their lifestyle. It hosts an array of financial products like short-term Instant Cash Loans, long-term Personal Loans and Buy Now Pay Later plans. Fibe offers a 100% digital loan application process that takes just minutes to complete.
Our lending partners:
Earlysalary Services Private Limited
Northern Arc Capital Limited
Incred Financial Services
HDB Financial Services
Vivriti Capital Limited
Kisetsu Saison Finance (India) Private Limited
Piramal Capital and Housing Finance Limited
Aditya Birla Finance Limited

EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.


Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!

EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.


Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!

EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.


Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!

EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.


Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!

EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.


Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!

EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.


Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!

EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.


Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!

EarlySalary is the most innovative Personal Loan App for Salaried Professionals.

Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹10,000 & interest is 20% per annum with tenure of 60 days; after deducting any other fees
Interest = ₹10,000 x 20%/365 x 60 = ₹328 and Total Amount payable would be ₹10,328.

Salaried Professionals with a salary above ₹18K can now get instant personal loan ranging from ₹3,000 to ₹5 Lakh on the app and we will transfer cash to your bank account in 10 minutes @ just ₹6/day*. You don’t need any credit history to apply for the loan or pay any prepayment charges to close the loan account. We assure you of the best and lowest interest rates for any loan amount you take!

Key Features:

- Instant loan up to ₹5 lakh
- Cash transfer to your bank account in minutes
- Flexible repayment tenure from 90 days to 12 months
- No prepayment charges, pay interest only on the amount used
- Advance salary loans starting @ just ₹6/ day
- Lowest processing fees ranging between 0% - 4% of the loan amount

Why Early Salary is different from any other Personal Loan App?

- Over 1.6 million instant loans disbursed.
- Over ₹ 2,850 Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.

Eligibility Criteria:

- Indian citizen
Salaried Individuals
- Above the age of 21
- Minimum take-home salary per month ₹22K
- Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.


Documents Required:

EarlySalary aims to be one of the most user-friendly instant loan apps in India. So, submit just 5 documents to avail an instant personal loan online:
- Selfie
- PAN card
- Address ID proof
- Aadhar card
- Salary Account bank statement

EarlySalary Product Suite:

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the Early Salary app. Choose your amount, tenure ranging from 3 months to 12 months, and get the cash in your bank. With Zero pre-closure charges and interest starting at just ₹6/day this app makes the whole personal loan experience simpler, quicker, and better.

No Cost Shopping Loan – Early Salary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.

Free Education Loan – Early Salary believes upgrading skills shouldn’t come with a cost. So at our education partners like upgrad, coursera etc you can now avail Early Salary education loan assistance for free. Which means Zero Cost EMI.

Salary Card - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.

How EarlySalary Works?

Our 4-step application process reflects our goal to be the most secure instant loan apps in India. All you have to do is:
1. Log in to the EarlySalary mobile app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your personal loan application, you'll be notified of your approval status.
3. Once your EarlySalary personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.

Security & Protection of Privacy:

Data security & privacy is a top priority at EarlySalary. Our backend APIs comply with mandated security standards and robust protocols.
Download our instant personal loan app now!