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Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world.
The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN.
One login. One app. Two worlds, finally connected.

With Paga, you can:
Send, pay, and receive across both currencies
Send directly from your Paga US account to any Naira account
Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly
Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo.

Physical & Virtual Visa Debit Cards

Shop, travel, and live life on your terms. You can:
Pay anywhere with your physical or virtual debit card
Link your Paga US card to Apple Pay for secure, contactless payments.
Tap and pay in-store or online.
Lock and unlock your card instantly.
Even choose a card design that fits your style.

Move Money Without Borders

Send US Dollars to Nigeria — fast and reliable.
Request or receive money with a tap, wherever you are.
Enjoy competitive exchange rates and fees that keep more money with you.
Link your external bank accounts to make better transaction moves.
Receive money via ACH, wire transfers, and Visa Direct card transfers

How we protect your money

Your security isn’t an afterthought — it’s built in.
Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits
Paga Nigeria accounts are protected by NDIC.
Industry-grade security, fraud monitoring, and instant card controls keep your money safe.
Extensive identity verification keeps sign-ups secure.
Passcode and biometric login ensure only you can access your account.

Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend.

Always Here to Help

Money never sleeps, and neither do we. Get 24/7 customer support.
Why Paga?

Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira.
Because your money should move as freely as you do.
Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos
Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos
Download Paga today. Two wallets, one life, no borders.
Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.


Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga

Nigeria’s #1 Mobile Money operator!
- Your Paga account makes it stress-free to access and use your money.
- Instantly link your bank account, cards or fund your wallet for easy payments, instant account updates, and top-notch customer experience.
- Transparent fees. No hidden charges. 100% secure.

Pay anywhere
- As long as a person can receive money, you can send it through your Paga account. More and more merchants are using Paga as their preferred payment method - pay for your DSTV, visa fees, airline ticket, airtime, groceries, or just about anything you need to pay for!

We’ve made it painless
- Send money to any E-mail address, phone number or bank account and the sender receives it instantly, not hours or days later.

Send and receive money for free
- Sending money to or requesting money from any email or phone number is free, instant, and works every single time!

No more awkward conversations
- We have made it easy to remind debtors that its time to pay up - simply send a payment request or your unique justpaga.me URL and they can pay with one click!

Control your experience
- Save your contacts and upload all their payment details for easy one-click payments, add shortcuts for your most frequent transactions to your dashboard, track transaction history, add another number to your account, add or delete cards or a bank account… you get the picture, you are the captain of this ship!

Sleep like a baby
- Rest assured that your money is safe with Paga. We are licensed by the Central Bank of Nigeria, and we are PCI DSS Level 1 certified - meeting world security standards, and we have put anti-fraud measures in place, so your mind can be completely at ease.

Get started now!

You can register an account and start transacting within minutes!

*Please note this app is not for Paga agent accounts.

Want to learn more about Paga?

Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga

Nigeria’s #1 Mobile Money operator!
- Your Paga account makes it stress-free to access and use your money.
- Instantly link your bank account, cards or fund your wallet for easy payments, instant account updates, and top-notch customer experience.
- Transparent fees. No hidden charges. 100% secure.

Pay anywhere
- As long as a person can receive money, you can send it through your Paga account. More and more merchants are using Paga as their preferred payment method - pay for your DSTV, visa fees, airline ticket, airtime, groceries, or just about anything you need to pay for!

We’ve made it painless
- Send money to any E-mail address, phone number or bank account and the sender receives it instantly, not hours or days later.

Send and receive money for free
- Sending money to or requesting money from any email or phone number is free, instant, and works every single time!

No more awkward conversations
- We have made it easy to remind debtors that its time to pay up - simply send a payment request or your unique justpaga.me URL and they can pay with one click!

Control your experience
- Save your contacts and upload all their payment details for easy one-click payments, add shortcuts for your most frequent transactions to your dashboard, track transaction history, add another number to your account, add or delete cards or a bank account… you get the picture, you are the captain of this ship!

Sleep like a baby
- Rest assured that your money is safe with Paga. We are licensed by the Central Bank of Nigeria, and we are PCI DSS Level 1 certified - meeting world security standards, and we have put anti-fraud measures in place, so your mind can be completely at ease.

Get started now!

You can register an account and start transacting within minutes!

*Please note this app is not for Paga agent accounts.

Want to learn more about Paga?

Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga

Nigeria’s #1 Mobile Money operator!
- Your Paga account makes it stress-free to access and use your money.
- Instantly link your bank account, cards or fund your wallet for easy payments, instant account updates, and top-notch customer experience.
- Transparent fees. No hidden charges. 100% secure.

Pay anywhere
- As long as a person can receive money, you can send it through your Paga account. More and more merchants are using Paga as their preferred payment method - pay for your DSTV, visa fees, airline ticket, airtime, groceries, or just about anything you need to pay for!

We’ve made it painless
- Send money to any E-mail address, phone number or bank account and the sender receives it instantly, not hours or days later.

Send and receive money for free
- Sending money to or requesting money from any email or phone number is free, instant, and works every single time!

No more awkward conversations
- We have made it easy to remind debtors that its time to pay up - simply send a payment request or your unique justpaga.me URL and they can pay with one click!

Control your experience
- Save your contacts and upload all their payment details for easy one-click payments, add shortcuts for your most frequent transactions to your dashboard, track transaction history, add another number to your account, add or delete cards or a bank account… you get the picture, you are the captain of this ship!

Sleep like a baby
- Rest assured that your money is safe with Paga. We are licensed by the Central Bank of Nigeria, and we are PCI DSS Level 1 certified - meeting world security standards, and we have put anti-fraud measures in place, so your mind can be completely at ease.

Get started now!

You can register an account and start transacting within minutes!

*Please note this app is not for Paga agent accounts.

Want to learn more about Paga?

Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga

Nigeria’s #1 Mobile Money operator!
- Your Paga account makes it stress-free to access and use your money.
- Instantly link your bank account, cards or fund your wallet for easy payments, instant account updates, and top-notch customer experience.
- Transparent fees. No hidden charges. 100% secure.

Pay anywhere
- As long as a person can receive money, you can send it through your Paga account. More and more merchants are using Paga as their preferred payment method - pay for your DSTV, visa fees, airline ticket, airtime, groceries, or just about anything you need to pay for!

We’ve made it painless
- Send money to any E-mail address, phone number or bank account and the sender receives it instantly, not hours or days later.

Send and receive money for free
- Sending money to or requesting money from any email or phone number is free, instant, and works every single time!

No more awkward conversations
- We have made it easy to remind debtors that its time to pay up - simply send a payment request or your unique justpaga.me URL and they can pay with one click!

Control your experience
- Save your contacts and upload all their payment details for easy one-click payments, add shortcuts for your most frequent transactions to your dashboard, track transaction history, add another number to your account, add or delete cards or a bank account… you get the picture, you are the captain of this ship!

Sleep like a baby
- Rest assured that your money is safe with Paga. We are licensed by the Central Bank of Nigeria, and we are PCI DSS Level 1 certified - meeting world security standards, and we have put anti-fraud measures in place, so your mind can be completely at ease.

Get started now!

You can register an account and start transacting within minutes!

*Please note this app is not for Paga agent accounts.

Want to learn more about Paga?

Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga

Nigeria’s #1 Mobile Money operator!
- Your Paga account makes it stress-free to access and use your money.
- Instantly link your bank account, cards or fund your wallet for easy payments, instant account updates, and top-notch customer experience.
- Transparent fees. No hidden charges. 100% secure.

Pay anywhere
- As long as a person can receive money, you can send it through your Paga account. More and more merchants are using Paga as their preferred payment method - pay for your DSTV, visa fees, airline ticket, airtime, groceries, or just about anything you need to pay for!

We’ve made it painless
- Send money to any E-mail address, phone number or bank account and the sender receives it instantly, not hours or days later.

Send and receive money for free
- Sending money to or requesting money from any email or phone number is free, instant, and works every single time!

No more awkward conversations
- We have made it easy to remind debtors that its time to pay up - simply send a payment request or your unique justpaga.me URL and they can pay with one click!

Control your experience
- Save your contacts and upload all their payment details for easy one-click payments, add shortcuts for your most frequent transactions to your dashboard, track transaction history, add another number to your account, add or delete cards or a bank account… you get the picture, you are the captain of this ship!

Sleep like a baby
- Rest assured that your money is safe with Paga. We are licensed by the Central Bank of Nigeria, and we are PCI DSS Level 1 certified - meeting world security standards, and we have put anti-fraud measures in place, so your mind can be completely at ease.

Get started now!

You can register an account and start transacting within minutes!

*Please note this app is not for Paga agent accounts.

Want to learn more about Paga?

Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga

Nigeria’s #1 Mobile Money operator!
- Your Paga account makes it stress-free to access and use your money.
- Instantly link your bank account, cards or fund your wallet for easy payments, instant account updates, and top-notch customer experience.
- Transparent fees. No hidden charges. 100% secure.

Pay anywhere
- As long as a person can receive money, you can send it through your Paga account. More and more merchants are using Paga as their preferred payment method - pay for your DSTV, visa fees, airline ticket, airtime, groceries, or just about anything you need to pay for!

We’ve made it painless
- Send money to any E-mail address, phone number or bank account and the sender receives it instantly, not hours or days later.

Send and receive money for free
- Sending money to or requesting money from any email or phone number is free, instant, and works every single time!

No more awkward conversations
- We have made it easy to remind debtors that its time to pay up - simply send a payment request or your unique justpaga.me URL and they can pay with one click!

Control your experience
- Save your contacts and upload all their payment details for easy one-click payments, add shortcuts for your most frequent transactions to your dashboard, track transaction history, add another number to your account, add or delete cards or a bank account… you get the picture, you are the captain of this ship!

Sleep like a baby
- Rest assured that your money is safe with Paga. We are licensed by the Central Bank of Nigeria, and we are PCI DSS Level 1 certified - meeting world security standards, and we have put anti-fraud measures in place, so your mind can be completely at ease.

Get started now!

You can register an account and start transacting within minutes!

*Please note this app is not for Paga agent accounts.

Want to learn more about Paga?

Medium - https://www.medium.com/@mypaga
Facebook - https://www.facebook.com/mypaga
Twitter - https://www.twitter.com/mypaga
Instagram - https://www.instagram.com/my_paga