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Unexpected things happen in life all the time. At MyPayNow we understand that, and we're here to help. Surprise bills? Last-minute trip? Treating yourself? We got you.

MyPayNow is exactly what the name implies.
It is access to the pay you've already earned, by the work you've already done.

MyPayNow is NOT a loan in the traditional sense. What it gives you is early access to money that you have already earned.

Rather than waiting for your work to get around to depositing money into your bank account, you can access your heard earned cash, when you want.

How does this work:
• Create an account and let us know your details
• Request the advance(s) when you want and the money will be deposited into your account, in most cases, in less than 30 seconds.
• Once your advance is processed, a scheduled repayment is automatically setup to coincide with your next pay.
• Repeat as often as you want.

It’s like a line of credit while you work.
It is your pay now. From your perspective … My-Pay-Now.

Why MyPayNow
• Don’t fall behind on your bills, pay them on time and don’t stress!
• No interest, just a simple 5% transaction fee.
• Instant Access to YOUR wages, no more waiting for the boss.
• No accumulation of a huge debt, maximum of $200 per pay cycle.
• Fast. Simple. Secure.
• Private and discrete…we don’t contact your employer. We deal direct with you only.

How much does it cost?
MyPayNow charges a fee equal to 5% of the money advanced to you.
E.g. If you received $100 our fee is only $5.

Do I get charged if I can't make my payment?
A missed payment fee of $9.00 is automatically applied when a payment fails. You will not be able to get another advance until your balance is paid back.

When are my repayments due?
Repayments are automatically scheduled against the employment banking details and coincide with when you are going to receive your wages.

Example
• Shane works for a construction company.
• Shane earns $1000 per week and gets paid every Friday.
• On Wednesday Shane’s tyre blows out but he only has $47 left in his account!
• Based on his earnings, MyPayNow determines that he can access up to $200.
• Shane only needs $100 , so he grabs his mobile, logs in, and requests this from MyPayNow.
• Shane receives $100 in a matter of seconds, and a $105 repayment is scheduled to be direct debited from his account on Friday.
• Shane fixes his car and loves getting MyPayNow.