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Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Unlimited 1.2% cashback on overseas spend, plus zero foreign transaction fees.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. Plus, enjoy 1.2% cashback when you spend.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously.
• Supports English, Bahasa Melayu, and Mandarin.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Download Ryt Bank today.

Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Unlimited 1.2% cashback on overseas spend, plus zero foreign transaction fees.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. Plus, enjoy 1.2% cashback when you spend.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts. We take your security seriously.
• Supports English, Bahasa Melayu, and Mandarin.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Download Ryt Bank today.

Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Unlimited 1.2% cashback on overseas spend, plus zero foreign transaction fees.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. Plus, enjoy 1.2% cashback when you spend.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts.We take your security seriously.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Download Ryt Bank today.

Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital and Sea Limited.​ Licensed by Bank Negara Malaysia and protected by PIDM for up to RM250,000 per depositor.

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Unlimited 1.2% cashback on overseas spend, plus zero foreign transaction fees.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply. Plus, enjoy 1.2% cashback when you spend.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts.We take your security seriously.

This is just the beginning.
Join us in building the bank Malaysians truly deserve — one that’s built to do the right thing, always.

Download Ryt Bank today.

Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital, with Sea Limited as a shareholder.​

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Unlimited 1.2% cashback overseas and zero foreign transaction fees.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Ryt PayLater - Instant credit up to RM1,499. No documents. No late fees. Flexible installments up to 12 months at low monthly rates. Eligibility checks apply.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts, and PIDM protection up to RM250,000. We take your security seriously.

This is just the beginning.
Be part of the journey. Help us build the bank Malaysians deserve — one that’s built to do the right thing, always.​

Download Ryt Bank today.

T&Cs apply.

Meet Ryt Bank — The World’s First AI-Powered Bank.

Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital, with Sea Limited as a shareholder.​

Why Ryt Bank?​
• Sign up - As fast as 2 minutes.
• Get paid daily up to 4% p.a. No lock-in.​
• Ryt Card - Unlimited 1.2% cashback overseas and zero foreign transaction fees.
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Ryt PayLater - Instant credit, up to RM1,499. No documents. No late fees.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts, and PIDM protection up to RM250,000. We take your security seriously.

This is just the beginning.
Be part of the journey. Help us build the bank Malaysians deserve — one that’s built to do the right thing, always.​

Download Ryt Bank today.

Meet Ryt Bank — Malaysia’s First AI-Powered Digital Bank. Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital, with Sea Limited as a shareholder.​

Why Ryt Bank?​
• Sign-up in 2 minutes.
• Get paid daily 3% p.a. No lock-in.​
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts, and PIDM protection up to RM250,000. We take your security seriously.

This is just the beginning.
Be part of the journey. Help us build the bank Malaysians deserve — one that’s built to do the right thing, always.​

Download Ryt Bank today.

Meet Ryt Bank — Malaysia’s First AI-Powered Digital Bank. Experience banking done right with speed, simplicity, and innovation. Proudly made in Malaysia, for Malaysians. Built by YTL Digital Capital, with Sea Limited as a shareholder.​

Why Ryt Bank?​
• Sign-up in 2 minutes.
• Get paid daily 3% p.a. No lock-in.​
• Ryt AI - The magic of effortless banking. Snap, upload and pay in seconds.
• Pay effortlessly with DuitNow transfers, QR payments and scheduled transfers.
• Secure banking right from the start -​ with biometric verification, end-to-end encryption, real-time fraud alerts, and PIDM protection up to RM250,000. We take your security seriously.

This is just the beginning.
Be part of the journey. Help us build the bank Malaysians deserve — one that’s built to do the right thing, always.​

Download Ryt Bank today.