七麦数据

Smart Financial Allocator
Keep all your loans and credits in one place. Enter the amount, interest rate, and minimum payment — the more precise the data, the more accurate the financial result. Our AI instantly analyzes your details to show payment status, total debt, mandatory payments, and available funds. You’ll also see how much cash and money flow through your personal finance tracker.
The AI recommends repayment methods that fit your budget and goals.


Loan Finder & Offers
On the loan screen, you can fill out a simple form to request a loan. Instantly receive tailored offers from trusted lenders, compare available options, and choose what fits your needs best. This feature helps you save time, avoid unnecessary searches, and find fast cash or payday advance opportunities.

Productivity & Income Insights
Track your daily work results and see exactly how much money you’ve earned. View your hourly rate, today’s total, and your full workday history. Get weekly summaries with average daily earnings, average delay, and distraction time. Unlock achievements as your productivity grows — turning your effort directly into measurable funds and finance progress.

Investment in Development
Record your investments in training, courses, books, or events. Compare them with your current income and expected income growth. Our analysis shows how much return your investments bring, helping you clearly see where your cash and money work best. With your personal training card, you’ll receive concise updates on expected growth and finance benefits over time.
Use our calculator to run your own scenarios and get AI-driven recommendations. From debt repayment to income tracking, every tool is designed to make your money, funds, and finance easy to manage.

This app is not a lender, broker, or financial institution and does not issue loans or make credit decisions. It serves as an independent platform that helps users connect with third-party lenders and review available offers. Loan terms, rates, and availability are determined exclusively by the lender and may depend on factors such as credit history and eligibility criteria. Approval is not guaranteed. The app does not provide financial, investment, or legal advice. All loan examples and offers are for informational purposes only.

Terms Overview

Annual percentage rate (APR) is capped at 24.5%. Loan terms range from 97 days to 230 days.

Applicants must be at least 18 years old. Full loan details are disclosed before acceptance.

For example:
Amount: $1,450
Duration: 5 months
APR: 21%
Monthly: $304.75
Total: $1,523.75 (Interest: $73.75)