七麦数据

Zenmoney es mucho más que un gestor de gastos. Es tu asistente de finanzas personales y tu analítica inteligente.

Te ayuda a ver el conjunto, aporta claridad a tu vida financiera y cuida tu bienestar a largo plazo. Confía en datos fiables: con transparencia puedes decidir con calma, centrado en tus objetivos reales.

Registra automáticamente gastos e ingresos
Zenmoney reúne todas tus cuentas y tarjetas en un solo lugar, con soporte para más de 3.300 bancos en todo el mundo. Importa y clasifica de forma automática los movimientos de tarjetas, efectivo, inversiones, ahorros e incluso criptoactivos. No hace falta introducir nada a mano: tienes de un vistazo una imagen clara y completa de tus finanzas.

Además, puedes ajustar las categorías a tu manera y revisar el detalle sin rutinas tediosas.

Analiza tu gasto y entiende tus hábitos
Zenmoney te muestra adónde se va tu dinero cada mes y te permite comparar por periodos. Detecta tendencias: qué categorías crecen, cuáles bajan y qué impacta más en tu presupuesto.

También verás con claridad el equilibrio entre ingresos y gastos para detectar si el gasto empieza a superar a los ingresos.

La app sigue tu progreso de ahorro y cómo evolucionan tus reservas, incluido cuántos meses podrías vivir sin ingresos, para ayudarte a crear un colchón financiero más sólido.

Ideas personalizadas con un asistente con IA
Zenmoney incluye un asistente con IA que te ayuda a entender tu situación actual, definir objetivos y crear análisis y gráficos a medida, incluso los que no aparecen en los informes predefinidos.

También puede comparar gastos por categorías, generar análisis para periodos personalizados, buscar movimientos antiguos y sugerir dónde podrías ahorrar. Con este apoyo, comprendes mejor tus finanzas y decides con más seguridad.

Planifica tu presupuesto y controla los próximos pagos
Con Zenmoney puedes planificar tus gastos fijos y esenciales o crear un presupuesto mensual completo: tú eliges. Programa pagos futuros en el calendario o fija límites por categoría y por metas; la app calcula el presupuesto total automáticamente.

Verás cuánto dinero disponible te queda para gastos espontáneos y podrás destinar fácilmente parte a huchas de ahorro para cada objetivo.

La IA hace una previsión de tu gasto futuro según tus hábitos e historial y resalta pagos periódicos, próximos recibos y suscripciones. Todo aparece en un calendario de pagos y recibos sencillo para evitar recargos por demora y dejar de pagar por servicios que ya no usas.

Lleva el Zen a tus finanzas
Zenmoney te ayuda a tener claridad, planificar con cabeza y sentirte tranquilo con tu dinero.

En lugar de la clásica “contabilidad doméstica”, actúa como tu asistente personal: recuerda lo que te importa, te avisa de pagos próximos, te ayuda a entender tus patrones de gasto y te muestra cuánto puedes gastar u ahorrar con tranquilidad.

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/